Loan Funded By*:

Welcome to, we can help you borrow £100 - £2,000 from 2 - 12 months.

Loans for 2 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

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When can you repay this loan?

1 Months

Funded by*: 13:08

Borrowing: £1000

Representative APR: 669.35%

Repayment By: 5.1.2016

Interest: £58.68

Total Repayment: £1058.68

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Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 2 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). We are a free licensed credit broker, not a lender.

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 2 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).

Payday Loans In Sheffield

Instant payday loans in and around Sheffield

If you happen to be looking for a small cash advance to get yourself out of sudden money troubles, perhaps a payday loan can be of help to you.

Very Merry Loans brings payday loan quotes from direct and responsible lenders all across the UK to all interested borrowers in the City of Sheffield, and other districts in the County of South Yorkshire (Rotherham, Doncaster, Barnsley included).

Very Merry Loans – Simplified payday loans in Sheffield

If you are a resident of Sheffield city or any other South Yorkshire County, you probably already are aware that there are many ways to get an instant cash advance, but very few of them actually work out.

The most glorified of these, over the decades, has been local High Street loan shops. While you can surely get a payday loan or an unsecured cash advance there, the whole procedure is rarely instant and has loads of pitfalls.

Here’s how a regulated, registered and responsible payday loan broker like Very Merry Loans helps you in solving these problems:

  • Instant payday loans – we mean it!

Unlike any local lender or loan shops, we help you find payday lenders who can let you have the money on the very same day of your application – at times within half an hour of your application being approved.

  • At your service – 24x7

While brick-and-mortar loan shops can be of help in certain situations, we can say it with confidence that in an unfortunate event where an unforeseen emergency strikes you at an inopportune hour, Very Merry Loans can help you connect with responsible lenders even on bank holidays, during the weekend, even at midnight.

We’re open 24 hours on all days to make sure that we help you deal with emergency cash problems without fail.

  • Our network of responsible UK lenders

What really works for you when you apply for a payday loan here at Very Merry Loans is that you get to tap into the unique, carefully managed & UK-wide network of responsible payday lenders. This also means that we have a very high overall acceptance percentage unlike local loan shops.

  • Cut down on interest and unnecessary fees

By applying at Very Merry Loans, you also get to choose the lender that offers the least APR. This means you have to repay the lowest possible amount as interest. Also, our payday loan brokering services are absolutely free – we won’t ever ask you to pay a single pound for signing up or submitting the application.

  • Apply online – No need to drive to the money shop!

Why leave the comfort of your house when you can apply successfully for a payday loan online?

Submitting an application is fairly straightforward and can be done within a few minutes. In most cases, very few documents are necessary, and all of them can be easily submitted electronically whenever required.

Major features of payday loans

Payday loans have been around for quite a few years now, and over these years, they have managed to create a vast array of polarizing and contrasting opinions. What often gets lost here however is the fact that millions of people in the UK still prefer to apply for payday loans from time to time in order to better manage their monthly finances.

Here are some major reasons why payday loans are so widely popular – not only in Sheffield and areas around Sheffield, but pretty much across the whole country.

  • Easy eligibility

The first and the foremost payday loan feature is that it’s quite easy for one to qualify. In order to qualify for instant payday loans in Sheffield via Very Merry Loans, you only need to be a working adult UK resident with a UK bank account.

You can get a payday loan even when you are a pensioner, on benefits, single parent, immigrant or unemployed – the only condition being that you have a verifiable and regular source of income that can support your loan application.

  • Get money instantly

Barring payday loans, there are no other loan options out there that allow you to get your hands on the money on the same day – let alone instantly. When your application is accepted by a payday lender and you have agreed to all the fees and costs involved (along with other terms of agreement), money is transferred to your bank account on the very day, and in most cases within half an hour.

  • Bad credit accepted

Again, most banks and credit card companies out there will flat out reject loan applications from people who are on bad credit. Payday loans are different in that sense. If you are on bad credit, you can still find a lender who’s willing to lend to you, so long as you earn a monthly income that lender sees good enough to secure the loan.

  • Well-regulated industry

There was a time when payday loan industry was very loosely regulated. However, today, a number of governmental and semi-governmental agencies – including the FCA, OFT and Competition Commission. This level of regulation automatically makes sure that you always get a fair deal on payday loans.

Very Merry Example

Loan Amount: £250
Loan Term: 30 days
Interest: £60
Total Repayable: £310 Apply

Representative APR: 669.35%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to