Loan Funded By*:

Welcome to, we can help you borrow £100 - £2,000 from 2 - 12 months.

Loans for 2 - 12 months.

Short, simple and fast application process.

Decisions in minutes.

How much you need today?

When can you repay this loan?

1 Months

Funded by*: 13:08

Borrowing: £1000

Representative APR: 669.35%

Repayment By: 5.1.2016

Interest: £58.68

Total Repayment: £1058.68

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Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 2 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable). We are a free licensed credit broker, not a lender.

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 2 months. Maximum Loan Length is 12 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).

Loans Like Peachy

Compare Peachy Loans and Find the Best Peachy Loan Alternatives

Everyone has sudden unexpected expenses they can’t cover come up now and then. You don’t want to be stuck without a way to pay while the bills add up, but banks can take days or even weeks to approve you for a loan, and they’re often very picky about who they approve. What’s more, they typically don’t offer small or short term loans.

Loans like Peachy offer you money when you need it, fast and easy. Their small, short term loans are the perfect solution for covering one-time expenses. Here at Very Merry Loans, we offer loans like Peachy at the click of a button. Simply fill out our application form, and we connect you with dozens of different lenders to find the loan that best meets your needs.

Very Merry Loans is a broker, meaning that we have access to many different lender networks that offer loans like Peachy. With a wide variety to choose from, we can meet your lending needs, whatever they may be. Fill out an application now, and you could receive a decision in minutes.

Don’t waste time waiting in line at a bank – apply online with us and you could have your cash in hand by the end of the day.

Peachy Loans – Fast Online Loans Guaranteed

Peachy offers some of the best short term loans with no hidden fees, no paperwork, and no phone calls. Everything is done online. With Peachy, you have the flexibility to choose your loan amounts and repayment periods, so you can make sure that your loan fits your financial circumstances. Peachy is a direct lender with a professional customer service staff.

Peachy offers small, short term loans starting at £50 and ranging up to £700. Repayment schedules are highly flexible, with repayment periods ranging from 15 days up to 12 months. You can also pay in monthly or weekly instalments, offering even more financial flexibility. Many prefer to pay frequent instalments as their payments will be much smaller.

In order to qualify for a loan from Peachy, they will want to see that you:

  • Are a UK resident
  • Are at least 18 years old
  • Have a UK bank account
  • Have a mobile phone and email address
  • Do not have a CCJ in the last 6 years
  • Have a regular income of at least £600

All of your regular income does not have to come from a full-time employer. It can also come from a part-time employer, self-employment, investments, or benefits. However, you cannot qualify for a Peachy loan solely on benefits. You must have some form of regular income in addition to your government benefits.

With Peachy, you don’t have to wait days to hear back from a bank. Everything is done online, and often, your application can be processed in minutes.

Peachy also may lend to people who have been denied a loan from traditional banks. While they will use the information you provide to calculate a credit score for you, it is not the only determining factor. Your income will also be considered, and you could have an easier time getting approved for loans like Peachy.

The online application will ask for:

  • A valid email address and phone number
  • Your home addresses for the past several years
  • Your income and expenses and employment details
  • Your bank account and debit card information

Overall, Peachy short term loans are a great option for people who need small amounts of cash fast.

What is a Short Term Loan?

Short term loans are small loans that are repaid over a short period of time. Peachy offers loans ranging from £50 to £700, and repayment periods ranging from 15 days to 12 months.

If you choose a short repayment period, such as 15 days or 1 month, your loan will likely be repaid in one payment. With longer repayment periods, you will be paying off your loan in weekly or monthly instalments.

It’s crucial to remember that short term loans are not solutions to long term financial problems or additional income for unnecessary expenses. Short term loans do affect your credit, and you should be certain that you can repay your short term loan before borrowing from any lender.

Very Merry Loans – The Best Peachy Alternative Loans

Very Merry Loans works with many different lenders to offer loans like Peachy and more. Whatever your needs, we’ve got you covered. As a broker, we offer a variety of loan types and repayment options from different lenders, and we provide this service free of charge.

If you’ve been denied for a loan by a traditional lender, there’s a good chance you could still be approved by one of our lenders. That’s because our lenders look at the big picture. They consider not only your credit score but other factors as well. Many of our lenders will lend money to you against your earnings, for example.

Our payday loans are paid back over the course of 1 to 12 months and are offered in small amounts. These loans are lent out against your monthly earnings and typically paid back on your subsequent payday. They are small loans, often ranging from £100-£2,000.

How can I get a loan from Very Merry Loans?

Our application process is simple and fast, and you could have your money in hand as soon as today. Simply follow our 3-step process:

  1. Fill out our brief application form. Everything is done online.
  2. Receive a decision within minutes. We work behind the scenes reviewing your application and pairing you with one of our lenders.
  3. Get your cash instantly. If you are approved for a loan, you will receive cash in your bank account almost instantly.

No long lines, no phone calls, and no paperwork. Just fast, easy cash when you need it most.

Very Merry Example

Loan Amount: £250
Loan Term: 30 days
Interest: £60
Total Repayable: £310 Apply

Representative APR: 669.35%. (variable)
Warning: Late repayment can cause you serious money problems. For help, go to