Welcome to VeryMerryLoans.com, we can help you borrow £100 - £2,000 from 2 - 12 months.
Loans for 2 - 12 months.
Short, simple and fast application process.
Decisions in minutes.
At Very Merry Loans, we work tirelessly for our customers in an effort to help them access the funds that they need. Whilst we understand that no two applications will ever be the same, we often find that loans of around £2,000 tend to be used for the widest variety of needs.
From debt consolidation and home improvements to financing a new car purchase or holiday, these flexible, multi-use, personal loans can help to provide the funds you need whilst keeping repayments to a minimum.
Take a look below at the Very Merry guide to £2000 loans and found out why they consistently prove to be amongst the most popular loans found online.
Whether you're looking for short term help to overcome a financial bump in the road or a mid to long term solution to keep monthly repayments to a minimum, £2,000 loans come in a wide variety of forms.
After making a final decision that you'd like to borrow £2,000, you'll then to think about how much you can afford to repay each month and use this information to determine the length of time that the loan will run for. The longer the term of the loan, the lower your monthly payments are likely to be, however you'll also pay more interest over a longer period of time so do keep this in mind when making your decision.
Once your application has been submitted online, your chosen lender will make a full and thorough assessment of your circumstances, taking into account factors such as affordability, credit history, and the loan's purpose.
Most payday lenders are able to offer an instant online decision, however there are occasions where they may need to contact you by telephone to confirm details which can help to support a successful application. As soon as you've been accepted, you'll be able to read through and sign your credit agreement online with funds usually sent directly to your personal bank account within 24 hours of approval.
Your credit agreement will clearly outline all of your monthly repayments along with further information about interest rates and any fees or charges which may apply. Most lenders encourage repayments by Direct Debit, helping you to easily keep on top of your monthly outgoings.
No matter whether you need a top up on your existing funds to complete a purchase or simply wish to avoid dipping into your savings during a time of financial hardship, £2,000 loans can be used for almost any purpose.
Rather than unnecessarily taking on a loan for a higher amount, most people find loans of this size easy to manage and repay whilst still offering the peace of mind that comes with a substantial sum of money being transferred quickly and directly in your bank account.
If you've had problems finding a lender willing to accept you when applying for £2,000 loans in the past then there's no need to worry. Our lenders appreciate that customers may have had problems with poor credit in the past, but this shouldn't hold them back from obtaining new credit when they need it, particularly if they're comfortably able to make timely repayments.
At Very Merry Loans, we work with expert, professional lenders who seek to avoid the 'computer says no' attitude by assessing each application on its own merit, meaning that all is not lost for those who have experienced periods of bad credit in the past. In some situations, you may find that no credit history is required – a particularly useful feature if this is your first application for credit.
Applying for 2000 pound loans is quick and easy and, although every lender will have their own set of eligibility criteria, you'll need to meet some basic requirements at the very least.
Under UK law, you're only able to apply for credit if you're aged 18 years and over, and the same applies for these loan types irrespective of the purpose, repayment amounts and term. You'll also need to be a permanent UK resident as well as having a UK bank account registered in your name.
Although your employment status will be taken into account, there's no law to say that you have to be employed in order to receive a £2,000 loan, so don't let this put you off applying if you feel you have the means to make timely repayments.
It takes just minutes to apply for your loan and funds could even be transferred into your account the very same day that you apply. It's important that you carefully read through your credit agreement and make sure that you're happy with the repayment plan as failure to make payments on time could have a negative impact on your credit score.
If you find that you're having problems making repayments then the first piece of advice is not to panic! Simply contact your lender straight away and explain your situation. They'll be more than happy to help in any way they can and will appreciate that you've taken the time to get in touch.
There's nothing to stop you from repaying your loan early if you have the funds to do it and, in most cases, it will save you from having to pay further interest down the line, but it's well worth double checking to make sure that there aren't any unexpected early repayment charges before doing so.
As one of the UK's leading online loan brokers, Very Merry Loans has helped thousands of customers to find their perfect £2,000 loan in no time. Simply complete your initial application and we'll search our extensive panel of lenders on your behalf to help you find an affordable, hassle free.